*Note: fees may reduce earnings. Please see our Fee Schedule for more information.

Loan Rates - Effective Friday, July 23, 2021
Loan TypeRates as low asTerms & Information
NEW CAR UP TO $15K » 2.61% 60 M 60 Month Max
NEW CAR $15-20K » 2.61% 66 M 66 Month Max
NEW CAR $20K & UP » 2.61% 72 M 72 Month Max
USED CAR $5-10K » 2.61% 48 M 48 Month Max
USED CAR $10-15K » 2.61% 60 M 60 Month Max
USED CAR $15-20K » 2.61% 66 M 66 Month Max
USED CAR $20K & UP » 2.61% 72 M 72 Month Max
SHARE SECURED LOAN » 6.25% 24 M 60 Month Max
OVERDRAFT LOC » 18% 240 M
PERSONAL 36 MONTH » 11.59% 36 M Up to 36 Months
PERSONAL 48 MONTH » 12.59% 48 M 37 - 48 Months
PERSONAL 60 MONTH » 13.59% 60 M 49 - 60 Months
NEW REC VEHICLE UP TO $5K » 4.59% 36 M 36 Month Max
NEW REC VEHICLE $5-10K » 4.59% 60 M 60 Month Max
NEW REC VEHICLE $10-15K » 4.59% 84 M 84 Month Max
NEW REC VEHICLE $15K & UP » 4.59% 120 M 120 Month Max
USED REC VEHICLE UP TO $5K » 4.59% 36 M 36 Month Max
USED REC VEHICLE $5-15K » 4.59% 60 M 60 Month Max
USED REC VEHICLE $15K & UP » 4.59% 84 M 84 Month Max, $40k and up may go up to 120 Month Max
HOME EQUITY - FIXED RATE » 6% 120 M 120 Month Max
HOME EQUITY LOC » 6% 180 M 180 Month Max
TERM NOTES » 8.25% 1 P up to 90 Days Max
VISA CLASSIC » 11.5% 60 M
VISA PLATINUM » 9.5% 60 M
HOLIDAY LOAN SPECIAL » 5.99% 12 M 12 Month Max

All loan rates are Annual Percentage Rate (APR). All Tri-Cities Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

Savings Rates - Effective Friday, January 1, 2021
APYMinimum
Deposit		Minimum
Balance
CHRISTMAS CLUB0.2% $100
TRADITIONAL IRA0.5% $0
ROTH IRA0.5% $0
SILVER SAVINGS0.1%$1000$1000
SILVER SAVINGS0.15%$1000$10000
SILVER SAVINGS0.2%$1000$25000
SILVER SAVINGS0.25%$1000$50000
SUB SHARES0.05% $100
VACATION CLUB0.05% $100
CHECKING0% $0

All savings rates are Annual Percentage Yield (APY). All Tri-Cities Credit Union rates, terms and conditions are subject to change at any time without notice.

Certificate Rates - Effective Friday, July 23, 2021
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.15%$1000
12 MONTH CERTIFICATE0.25%$1000
24 MONTH CERTIFICATE0.35%$1000
36 MONTH CERTIFICATE0.65%$1000
48 MONTH CERTIFICATE0.75%$1000
60 MONTH CERTIFICATE0.85%$1000

All CD rates are Annual Percentage Yield (APY). All Tri-Cities Credit Union rates, terms and conditions are subject to change at any time without notice.

Rates based on term selected. Minimum $1,000.00 deposit required. Penalty for early withdrawal.